Top 10 : Best apps to Track your Expenses in 2025

7 Best Apps to Track Your Expenses in 2025

Managing personal finances has never been more important — or more convenient. With rising inflation, subscription services, and diverse income streams, it’s easy to lose track of where your money goes. Fortunately, modern expense tracking apps offer real-time insights, smart budgeting features, and personalized financial planning. In this guide, we’ll explore the 7 best apps to track your expenses in 2025, perfect for individuals, families, freelancers, and professionals.

Trackers for your Expenses:

App	Google Play	App Store	Downloads	Notable For
Mint	4.3 ★	4.7 ★	10M+	Trusted, all-in-one budget tool
YNAB	4.2 ★	4.8 ★	1M+	Advanced budgeting & goal tracking
PocketGuard	4.1 ★	4.4 ★	500K+	Overspending prevention
Goodbudget	4.6 ★	4.7 ★	1M+	Envelope method, great for couples
Spendee	4.3 ★	4.5 ★	1M+	Multi-currency, travel-friendly
EveryDollar	4.0 ★	4.6 ★	1M+	Ramsey fans, goal-focused
Wally	3.8 ★	4.2 ★	500K+	Privacy-focused, international use

1.Mint by Intuit

Best For:All-in-one budgeting and monitoring

Price: $0

Mint has been a leader in the personal finance space for years — and in 2025, it’s still one of the most downloaded apps. What makes Mint powerful is its seamless integration with banks, credit cards, loans, and even investment accounts. Once connected, it automatically tracks and categorizes your transactions.

Key Features:

•Automatic transaction categorization

•Budget creation and spending insights

•Credit score monitoring

•Real-time alerts for overspending and bills

•Weekly/monthly summaries

Mint’s detailed graphs and reports help you understand your financial habits. For users looking to start budgeting without getting overwhelmed, Mint offers the best balance between simplicity and features.

2. YNAB (You Need A Budget)

Best For: Goal-focused budgeting

Price: $14.99/month or $99/year (free trial available)

YNAB promotes a proactive budgeting philosophy: give every dollar a job. Instead of looking at past expenses, you plan ahead by allocating funds based on your goals.

Key Features:

•Zero-based budgeting method

•Custom goal tracking (debt, savings, etc.)

•Bank syncing and manual entry options

•Real-time budget updates

•Detailed spending reports

YNAB is ideal for users who want to eliminate debt, save intentionally, and stop living paycheck to paycheck. Its learning curve is worth it for the long-term financial control it offers.

3. PocketGuard

Best For: Simplified spending control

Price Free (Premium: $7.99/month)

PocketGuard is designed to answer one simple question: "How much can I safely spend?" It links your accounts and calculates how much money you can spend after accounting for bills, goals, and subscriptions.

Key Features:

•“In My Pocket” feature for daily limits

•Subscription tracker

•Categorized expense tracking

•Spending insights and alerts

•Savings goal create 

For people who want to curb impulsive spending or just get daily clarity, PocketGuard is a lightweight yet powerful option.

4. Good budget

Best For: Digital envelope budgeting

Price: Free (Plus: $8/month or $70/year)

Inspired by the traditional envelope method, Goodbudget helps you allocate money for specific categories like groceries, rent, and entertainment. You track your spending manually, making it a great option for people who want hands-on control.

Key Features:

•Envelope-style budgeting

•Sync across multiple devices

•Debt and savings goal tracking

•Income planning

•Printable reports and CSV exports

While it lacks automatic syncing with banks, the manual tracking helps reinforce mindful spending habits.

5. Spendee

Spendee tracking and multiple wallets

Price: Free (Premium: $14.99/year)

Spendee excels in visual financial management. Its clean, colorful interface makes your financial data digestible at a glance. Users can create multiple wallets — great for managing travel expenses, shared household budgets, or business spending.

Key Features:

•Multiple wallets and budgets

•Bank syncing or manual entry

•Shared wallets with family or team

•Real-time charts and infographics

•Supports multiple currencies

Spendee is perfect for visual learners or those who manage money in different currencies or with others.

6. EveryDollar

Best For: Simple zero-based budgeting

Price: Free (Premium: $12.99/month or $79.99/year)

Created by financial guru Dave Ramsey, EveryDollar uses a no-frills approach to budgeting. It’s ideal for beginners who want a quick and easy way to assign every dollar a role in their budget.

Key Features:

•Drag-and-drop budget builder

•Zero-based budgeting focus

•Debt payoff planning

•Syncs with bank accounts (premium only)

•Monthly tracking and reports

EveryDollar helps users stay in control and get rid of unnecessary spending. The free version is fully usable, while the premium version offers additional automation.

7. Wally

Best For: Global users and freelancers

Price: Free (with in-app purchases)

Wally is built for a global audience, with powerful features for currency tracking, expense receipts, and financial goal setting. Freelancers, remote workers, and international travelers will find it especially useful.

Key Features:

•Multi-currency support

•AI-powered expense categorization

•Receipt scanning

•Shared group budgets

•Income and net worth tracking

In 2025, Wally introduces more AI tools to make forecasting and financial planning even smarter.

Comparison Table: Best Expense Tracker Apps (2025)

App Name	Key Features	Pricing	Platform	Best For
Mint	Budget tracking, bill reminders, credit score, investment tracking	Free (ad-supported)	iOS, Android, Web	Beginners who want all-in-one budgeting
YNAB (You Need A Budget)	Goal-based budgeting, real-time sync, reports & trends	$14.99/month or $99/year	iOS, Android, Web	Serious budgeters & zero-based budgeting fans
Goodbudget	Envelope-style budgeting, expense splitting, debt tracking	Free / Plus: $8/month	iOS, Android, Web	Couples & families sharing a budget
PocketGuard	Smart budgeting, “In My Pocket” feature, subscription tracking	Free / Plus: $7.99/month	iOS, Android	People who overspend & want automation
Spendee	Multi-currency support, shared wallets, bill tracking	Free / Premium: $14.99/year	iOS, Android	International users & families
Monarch Money	Collaborative budgeting, goal tracking, detailed reports	$14.99/month or $99/year	iOS, Android, Web	Couples, freelancers, advanced users

Final Thoughts

In 2025, choosing the right expense tracker comes down to your financial goals and lifestyle. Whether you’re trying to save more, pay off debt, manage a household budget, or simply understand your spending habits, there’s an app tailored to your needs.

•Go with Mint if you want a free, all-in-one tracker.

•Choose YNAB for a disciplined, forward-thinking budgeting approach.

•Use PocketGuard if you need daily spending clarity.

•Try Goodbudget for the envelope method.

•Pick Spendee if you're a visual person or managing shared finances.

•EveryDollar works best for simple, fast budgeting.

•Wally is ideal for global professionals and currency management.

Whatever you choose, consistency is key. Download one of these apps, set your financial goals, and take control of your money in 2025.

FAQ: Best Expense and Budget Tracking Apps

1. What is the best personal expense tracking app in USA?

Answer: Mint tracks expenses, budgets, and goals seamlessly in USA.

2. What is the best expense tracking app in India?

Answer: Walnut auto-tracks expenses, SMS alerts, and bill reminders efficiently.

3. What is the best budget tracking app globally?

Answer: YNAB helps manage budgets with real-time goal-based planning.

4. Which app is best for personal expense management?

Answer: PocketGuard links accounts, analyzes spending, and suggests savings daily.

5. What is the best budget tracking software available?

Answer: EveryDollar offers zero-based budgeting with simple, user-friendly interface.